AI-guided portfolio management tool which seamlessly works in companion with your existing financial services company. Designed for retail investors who want clarity, not chaos. Know where you stand. Act only when it matters.
Wednesday, May 20
Morning briefing
Net worth
$148,204
↑ +$3,140 this month
AI health score
94 / 100
Excellent balance
Your action today
Nothing.
Enjoy your day.
Product
44 Islands is designed for people who want to invest thoughtfully — not people who want to stare at charts all day.
Surfaces considered suggestions, not alerts. Every recommendation comes with plain-English reasoning you can actually understand.
Set your target allocation once. We monitor drift and rebalance on your schedule — not the market's mood.
Monthly summaries written in plain language. Know exactly where you stand without decoding a single spreadsheet.
256-bit encryption, read-only brokerage connections. We see your data to advise you — we never touch your funds.
A thoughtful 5-minute questionnaire builds a risk profile as unique as your situation. Update it any time life changes.
Every morning: how your portfolio is doing, and whether you need to do anything. Most days the answer is: nothing.
AI Insight
Market volatility is noise. Our AI separates signal from static and tells you what, if anything, actually needs your attention.
44 Islands AI
Daily briefing · Just now
Allocation
A clear, real-time picture of how your money is spread across asset classes. No guesswork. No hidden fees eroding your stack.
Target allocation · Alex's portfolio
US equities
48%
Bonds
22%
International
12%
Real assets
10%
Cash
8%
How it works
Getting started is intentionally simple. After that, 44 Islands watches so you don't have to.
Link your brokerage, IRA, or 401(k) via secure read-only access. Most major brokers supported. No passwords stored — ever.
Tell us your goals, timeline, and risk comfort. Our AI builds a personalised strategy — not a template copied from someone else's life.
Read your morning note. Act when we gently suggest it. Everything else runs quietly in the background — calm, consistent, considered.
Beta Testers Say
Words from our Beta testers who traded anxiety for clarity.
"I used to check my portfolio a dozen times a day. Now I read the morning note, trust the process, and actually enjoy my evenings."
"The plain-language summaries are brilliant. I finally understand what's happening with my money without needing a finance degree."
"I was skeptical of another investing app. But 44 Islands genuinely feels different — like a calm advisor who never, ever panics."
Pricing
$99 per month or $999 per year. No AUM fees. No upsells. No noise. Cancel any time.
Get started
Join thousands of investors who chose clarity over chaos. Free for 30 days — no credit card required.
No credit card · Cancel anytime · Setup in 5 minutes